Member Benefits

Class Action Settlements Available

The Payment Card Settlement is an historic antitrust class-action settlement that provides some relief for millions of U.S. businesses after years of paying allegedly inflated Visa and Mastercard interchange fees. 

Businesses that accepted Visa and/or Mastercard between January 1, 2004 and January 25, 2019 are encouraged to claim their share of this historic, court-approved $5.5 billion settlement.  

The claims period was recently extended and runs through August 30, 2024. 

This settlement is big. It’s real. And claiming your share is simple. 

  • Business owners in the class were mailed claim forms in December. Claim forms are also available online at
  • Submitting a claim can take as little as five minutes online or by mail.
  • The easiest and quickest method is to scan the unique QR code on each form. It opens a secure page in the claims portal that is prefilled with your unique credentials. For class members where data is available, it will also prefill your interchange fees paid during the 15-year class period, to the extent the data is available.
  • No-cost assistance is available from the claims administrator and Class Counsel.

Claim amounts for each class member will be calculated based upon a percentage of the interchange fees they paid during the Class Period as well as a variety of other factors, including the total number of valid claims received. Claim amounts will be calculated and processed following the close of the claims period. 

Go to for more information including a FAQ. For questions that can’t be answered by the settlement website, contact the claims administrator at or 1-800-625-6440.

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